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About Us

My name is Mandy Whigham. I have been a real estate agent and mortgage loan officer in California for almost 20 years. During this time it has surprised me how little information people have even after they have spoken to their real estate agent or mortgage professional.

Having a non profit that can educate people on how to save money and make smart choices is a perfect way to give back to the industry that I have spent my life doing. Knowing the right questions to ask can save you thousands of dollars on a real estate or loan transaction. Smart Mortgage Assocation is designed to educate people and also help them get on the rewarding path to home ownership or to becoming a real estate investor.